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FAQ 
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  • What are the benefits of Debt Consolidation?
    Debt Consolidation combines two essential elements the ability and the motivation to get out of Debt. You will be making one convenient monthly payment to us and in turn we disburse all funds to your creditors. In most cases this payment is lower than your current minimum payments and more of your money will be going on the principal. Instead of the interest, which is how you will be able to get out of the debt in a much shorter time frame.

 
  • What will this do to my credit?
    Creditor participation in our program is a strong indicator that such a program will not harm your credit. By reducing debt and having the creditors report the payment received as prompt payments, most people who enter into a consolidation program will actually improve their credit rating.

 
  • Do you charge fee?
    Yes, we do charge a monthly service fee, this fee is included in your monthly payment and is very nominal. In addition, there is a deposit equal to your first month payment which will be refunded to you upon successful completion of the program. We are here to get you out of Debt not create Debt. 

 

  • Are you a Collection Agency?
    No, we work for you! Not against you! Once you become a client we can stop the creditors from harassing you.

 
  • Do you provide Loans?
    No, we work with your creditors on a wholesale basis to reduce and eliminate interest, late fees and penalties and come up with a total balance on your accounts. A loan will only create more debt. Not get you out of Debt.

 
  • How long does it take to get out of Debt?
    The average time is approximately 4 years or less. Typically 2 to 3 years depending on the amount of Debt you have incurred.  

 

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